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Income & Career

Salary Sacrifice Calculator

Your Salary

$
$0$30,000

See your sacrifice savings instantly

Enter your salary on the left — tax saved, super boost and take-home impact appear here.

Common questions

Why can salary sacrifice save tax?

Concessional super contributions are generally taxed at 15% in the fund instead of your marginal tax rate, subject to contribution caps.

Does salary sacrifice reduce take-home pay?

Yes. The calculator shows both the tax saving and the reduction in take-home pay so you can see the trade-off.